Closing Costs for Home Real Estate Transactions

Cason Home Loans can answer questions about these closing costs. Give us a call: 863-286-4824.

There are certain standard costs associated with closing the sale of a house. Buyers almost always pay these costs, as specified in the sales contract, however, depending on the contract the seller may have to split some of the closing costs. "Closing Costs" are the fees that pay for various services involved in the sale of a house. These fees are either paid directly or indirectly by crediting the loan.

As indicated below, many of the closing costs result from getting your mortgage. Since Cason Home Loans has extensive experience with closings and mortgages, we are closing cost experts.

Obtaining The Loan Estimate

Buyers will receive a Loan Estimate within three days from when the loan application is submitted to the lender. The Loan Estimate gives you information like closing costs, taxes, insurance, estimated interest rate monthly payment and more. Getting an estimate doesn't mean you've been approved, rather it's the first step toward obtaining your loan.

We explain estimates with buyers every day, so we'd be glad to answer your questions about closing costs.

Below is a fairly general list of costs for buying residential real estate. We will always provide a specific list of your closing costs when we deliver your estimate.


Standard Closing Costs

Loan-Related Costs
  • Escrow Fees
  • Costs associated with "originating" your loan
  • Points — lower your mortgage interest rate (optional)
  • Appraisal Costs
  • Pulling Your Credit Report
  • Interest Payment
Property Taxes
  • Insurance
  • Recording Fees & Transfer Taxes
Homeowners Insurance
  • Flood or Quake Insurance if applicable
  • Private Mortgage Insurance (PMI)
  • Title Insurance
Searching for mortgage advice? We'll be glad to discuss your mortgage needs! Give us a call today at 863-286-4824. Want to get started? Apply Online Now.

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